EPC deadline already hurting landlords wanting five-year fix mortgages

Buy-to-let lenders are looking to future-proof their mortgage portfolios by reassessing how they lend against properties with lower energy efficiency, according to new research. A minimum energy performance certificate rating of band C will be mandatory on all properties starting a new private rental tenancy agreement from 2028 and for all private rented homes from … Read more

BTL properties rated below EPC band C to become ‘unmortgageable’

Buy-to-let lenders are beginning to restrict access to some of the best mortgage deals for properties with energy efficiency ratings below EPC band C. Research by property data specialist Cotality reveals, however, that some lenders could go even further and start declining all five-year fixed-rate BTL mortgages on properties rated below band C…

Government committee warns landlords don’t value EPCs

Government committee warns landlords don’t value EPCs Landlords face “death by a thousand clipboard checks” over new EPC rules that have come into force. The government announced the biggest changes in the way Energy Performance Certificates (EPCs) are assessed in more than a decade, with the introduction of the Reduced Data Standard Assessment Procedure (RdSAP)…

Landlords face soaring costs and EPC downgrades under new rules

Landlords face soaring costs and EPC downgrades under new rules Landlords face “death by a thousand clipboard checks” over new EPC rules that have come into force. The government announced the biggest changes in the way Energy Performance Certificates (EPCs) are assessed in more than a decade, with the introduction of the Reduced Data Standard Assessment … Read more

Government’s EPC targets for landlords are ‘unrealistic’

Government’s EPC targets for landlords are ‘unrealistic’ The government’s ambitions to boost the energy efficiency of private rented homes are ‘unrealistic’, the National Residential Landlords Association (NRLA) warns. Current proposals suggest that landlords may have less than two years to improve more than 2.5 million properties to meet a minimum energy efficiency rating of C…